Cryptocurrency Exchange Fees: Comparison and Calculator

What are taker and maker fees on crypto exchanges?

Every crypto exchange charges trading fees that fall into two types depending on the order type the trader uses. The taker fee is paid when a market order executes — the trader takes liquidity from the order book, instantly buying or selling at the best available price. The maker fee is charged when a limit order is placed that does not fill immediately and adds liquidity to the order book. As a rule, the maker fee is lower than the taker fee, and on some exchanges at high VIP levels the maker fee can become zero or even negative — meaning the exchange pays the trader for providing liquidity.

VIP Fees: How to Lower Trading Fees with Volume

Major crypto exchanges offer loyalty programs in which the fee drops as your trading volume grows. The more actively you trade, the higher your VIP level and the smaller the percentage the exchange keeps from each trade. For example, Binance uses a VIP0–VIP9 system, Bybit VIP0–Supreme, Gate up to VIP14, and OKX up to VIP9. In the table above, the "VIP fees" column shows rate ranges from the starting to the maximum level for each exchange. To get a discount you need to grow your trading volume — some exchanges also take into account your account balance and activity in the staking programs of their tokens.

Deposits and Withdrawals on Crypto Exchanges: Fiat and Crypto

Fiat Methods: P2P, Bank Cards, E-Payment Systems

You can top up your balance or withdraw fiat money (dollars, euros, rubles and so on) on crypto exchanges in several ways. P2P platforms: the exchange only acts as a guarantor between a buyer and a seller, so the exchange usually charges no fee. However, banks or the payment gateways used for the transfer may charge their own fees. Bank cards (Visa, Mastercard, MIR) — the fee depends on the country where the card was issued and the policy of the issuing bank, often 1–3%. Electronic payment systems (EPS) such as Volet (formerly AdvCash), Capitalist, Perfect Money, WebMoney, PayPal, Skrill, Neteller and others charge their own internal transfer fees, which are set by the payment service itself and do not depend on the exchange. Before depositing or withdrawing fiat we recommend checking the current fees in the personal account of the chosen exchange and payment system.

Crypto: Network Fee

When depositing and withdrawing crypto, as a rule, major crypto exchanges charge no fee — only the blockchain network fee is charged. Its size depends on network congestion and the blockchain you choose. It is most cost-effective to withdraw USDT and stablecoins on the following networks:

• TRC20 (Tron) — one of the most popular and inexpensive networks for USDT, a fee of about 1 USDT;
• BEP20 (BSC, Binance Smart Chain) — low fees, broad support;
• Solana — ultra-low fees (fractions of a cent), high speed;
• TON (The Open Network) — a rapidly growing network with minimal fees;
• Polygon (MATIC) — an inexpensive Layer-2 network built on Ethereum.

The ERC20 (Ethereum) network is the most expensive: the gas fee can exceed 10 USDT depending on congestion. It is best to avoid it for small amounts. Before withdrawing, always check the available networks and their current fees in the exchange interface.